Testimonials
Plain and simple, Rob is awesome to work with. I’m a big time numbers guy and wanted every detail of our initial refinance with Rob, and he spent hours working with me to get me exactly what I wanted. The attention Rob gave me was excellent and I always feel like I’m his only client because he is always willing to answer any question I have. He also follows up with you if any better deals come up down the road, and in fact, got us a no-cost refinance on our primary residence, which saves us a bunch of moola.
We have now done three refinances with Rob and one purchase. He always give me the option I want, no BS, and no hassle like you have working with big banks and other institutions that have multiple levels of bureaucracy. I would recommend Rob to anyone I know that’s looking for a loan or a refinance, and in fact, I have referred several friends and family to him, and he’s made them happy clients as well.
Thanks Rob!
Paul H. – Seattle, WA
My wife and I purchased a beautiful home in June of 2014. Rob Beckner was our loan officer. Robs service is second to none, but what really sets him apart is his caring approach and the security of knowing he truly has your best interest at heart. Its evident from the start of the loan process and confirmed when you sign the docs to your new home. It what can be a long and stressful process, Rob truly made it seamless for my wife and I. I’m also proud to say we have become good friends. I would and do recommend him to anyone looking to purchase or refinance their home!
Joe S. – Bothell, WA
My husband and I used Rob recently for our refinance and were thoroughly impressed with him from start to finish. He did a great job with informing us of all of our options and worked hard to lock in a good interest rate. I would recommend him to my friends and family and will use him again when we purchase our next home.
Shay F. – Renton, WA
Rob and staff were the nicest, most knowledgeable people I have ever worked with while refinancing. I would recommend them in a heartbeat.
Barb A. – Redmond, WA
Working with Rob has been amazing! He was patient and honest, giving me plenty of options as I got started with my home purchase. Rob and his team were intimately involved all the way thru the purchasing process providing the best customer service possible and ensuring everything ran super smooth 🙂 Fabulous experience and would highly recommend.
Christine M. – Snoqualmie, WA
Read more review on Rob’s Yelp page.
About Rob
A little bit about Rob
Rob Beckner is an in-person, full communication lender. By establishing expectations from moment one, he helps you see and understand each step of the loan process. His hands on, proactive approach to lending ensures he deals with all the different nuances and people to keep your loan moving forward smoothly.
As the former owner of Beckner Construction, Rob was frequently working on-site. His construction background gives him a unique ability to problem-solve, thinking on his toes, and fixing issues before they surfaced. This experience allows him to see each facet of your loan. Rob has built a phenomenal team that offers the best service in the industry!
Whether Rob is in his office, playing with his little girl, or working on his overhand tennis serve, one thing is for certain – he has a smile on his face and he’s acutely aware of each step it takes to reach success.
A note from Rob
“Only a life lived for others is a life worthwhile.” That’s what Albert Einstein said, and I wholeheartedly agree. I don’t do what I do for myself; I do it because I know I’ve got a unique story to tell that is bound to help other people face difficulties and overcome challenges in their lives. Nothing is more satisfying to me than hearing from people that my message gave them hope, changed their perspective, and motivated them to get off their rear ends and start living again. I have just one life; strangely, when I spend it on helping people, it feels like I gain a little bit more life, every single time I do it.
World Changer
Loan Programs
Loan Programs
As a full service Mortgage Banker, Fairway and Rob’s advantage comes from our ability to control the process. Utilizing in-house processing, underwriting, and funding, we take the loan from start to finish in our offices with our people, at the same time providing a more adaptive and flexible platform.
Conventional loans are secured by government sponsored entities or GSEs such as Fannie Mae and Freddie Mac. Conventional loans can be made to purchase or refinance homes with first and second mortgages on single family to four family homes. In general, the Fannie Mae and Freddie Mac’s single family, first mortgage loan limit as of 2019 is $484,350 (amounts vary by county and are $726,525 for King, Pierce and Snohomish). This limit is reviewed annually and, if needed, adjusted to reflect changes in the national average price for single family homes.
Loans which are larger than the limits set by Fannie Mae and Freddie Mac are called jumbo loans. Because jumbo loans are not funded by government sponsored entities, they usually carry a higher interest rate and some additional underwriting requirements. In most areas of the country, the 2019 conventional conforming loan limit is $484,350; however, the limit is $726,525 in higher cost areas. If your purchase or refinance balance is above this limit, a good strategy to lower your overall interest payments is to use a combination of a first and second mortgage. This type of loan structure is referred to as an 80/10/10, 80/15/5 or 80/20, depending on the relative size of the first mortgage, the second mortgage and the buyer’s equity in comparison to the total amount of indebtedness plus the borrower’s equity. Every situation is different, but this is one more option we can help you to evaluate.
The Department of Veterans Affairs (VA) guarantees loans offered by Fairway to help qualified veterans, reservists, and active-duty armed services members finance their homes. VA loans are suited for veterans with:
Low or moderate income
Limited savings
Low or moderate income
Limited savings
VA loans offer these features:
A no down payment option
Flexible income, debt and credit requirements to help borrowers qualify
Down payment and closing costs that may be funded by a gift, grant, or secured loan
A variety of fixed-rate and adjustable-rate loan options
FHA is a very popular route for the first time homebuyer to take. But an FHA loan is not a program reserved only for first time home buyers. You can buy your third or fourth home with an FHA loan. The only stipulation is that you may only have one FHA loan at a time.
The Federal Housing Administration (FHA), a wholly owned government corporation, was established under the National Housing Act of 1934 to improve housing standards and conditions. Its goal was to provide Americans with an adequate home financing system through insurance of mortgages, and to stabilize the mortgage market.
Don’t wait any longer
Applying online is incredibly simple with Fairway’s online application. Just follow the link below and start the process with Rob as your certified loan originator. If you’ve found the home of your dreams and can’t wait to qualify for a loan, apply today!
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Contact Form
Thank you for coming!
We hope you choose Rob as your professional loan originator. To contact him you can use the form on the left or directly by the info below. Rob and fairway look forward to serving you.
Direct: 206.673.2157
Cell: 425.891.6763
Email: rbeckner (at) fairwaymc.com
Address: 4020 Lake Washington Blvd NE, Suite 202, Kirkland, WA 98033